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Total Permanent Disability ''(TPD)'' is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience. An individual or group of individuals can insure themselves against it through a disability insurance policy, as part of a life insurance package or through worker's compensation insurance. ==Definitions of permanent disability== Ballentine's Law Dictionary defines a permanent disability is one that "will remain with a person throughout" his or her lifetime, or he or she will not recover, or "that in all possibility, will continue indefinitely." 〔Ballentine's Law Dictionary, p. 402.〕 Insurance companies often have slightly different definitions of what determines permanent disability. However typical definitions would include: * Loss of two of: eyes, arms or legs. * Absence from work for six months due to an accident or illness, without expectation of returning to work. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Total permanent disability insurance」の詳細全文を読む スポンサード リンク
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